Alabama Paycheck Calculator (2026)
Estimate your Alabama take-home pay after federal income tax, Social Security, Medicare and Alabama income tax, including the federal income tax deduction.
Alabama income tax in 2026
Alabama has three income tax rates: 2%, 4% and 5%. The top 5% rate starts at just $3,000 of taxable income for single filers and $6,000 for married couples, so most workers pay 5% on most of their income.
Alabama is one of very few states that lets you deduct the federal income tax you paid, which lowers your state taxable income. The standard deduction shrinks as income rises, and the exemption is $1,500 single or $3,000 married. Some Alabama cities, such as Birmingham, also charge an occupational tax of about 1% on wages.
Example take-home pay in Alabama
Single filer, no 401(k), paid every 2 weeks with no city tax:
Alabama income tax brackets for 2026
These are the rates applied to your Alabama taxable income, which is your pay after the deductions and exemptions described above.
| Single filers | Rate | Married filing jointly | Rate |
|---|---|---|---|
| Up to $500 | 2% | Up to $1,000 | 2% |
| $500 to $3,000 | 4% | $1,000 to $6,000 | 4% |
| Over $3,000 | 5% | Over $6,000 | 5% |
Alabama take-home pay at different salaries
Estimated yearly figures for a single filer with no 401(k), using the same rules as the calculator above.
| Salary | Federal tax | Social Security + Medicare | Alabama taxes | Take-home / year | Every 2 weeks | Total tax rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,174 | $25,111 | $966 | 16.3% |
| $50,000 | $3,820 | $3,825 | $2,069 | $40,286 | $1,549 | 19.4% |
| $75,000 | $7,670 | $5,738 | $3,127 | $58,466 | $2,249 | 22% |
| $100,000 | $13,170 | $7,650 | $4,102 | $75,079 | $2,888 | 24.9% |
| $150,000 | $24,734 | $11,475 | $6,023 | $107,768 | $4,145 | 28.2% |
How to keep more of your paycheck in Alabama
On a $60,000 salary, putting 5% ($3,000) into a traditional 401(k) reduces your yearly take-home pay by about $2,508 (roughly $96 less every 2 weeks). That is less than the full $3,000 because the contribution saves about $360 in federal income tax and about $132 in Alabama tax. The tax you avoid stays in your pocket instead of going to the government.
Filing status also matters. A married couple filing jointly with one $60,000 income takes home about $50,282 a year in Alabama, compared with $47,881 for a single filer, mostly because of the larger standard deduction and wider tax brackets.
How this calculator works
We subtract your 401(k) contribution and the 2026 standard deduction ($16,100 single, $32,200 married filing jointly), then apply the 2026 federal brackets (IRS Rev. Proc. 2025-32). Social Security is 6.2% up to $184,500 of pay, and Medicare is 1.45% (plus 0.9% on high pay). Alabama subtracts a sliding standard deduction, the personal exemption and your federal income tax before applying its 2%, 4% and 5% rates.
Alabama paycheck questions
Can I deduct federal income tax in Alabama?
Yes. Alabama allows a deduction for federal income tax paid, which is unusual among states.
What are the Alabama income tax rates?
2%, 4% and 5%.
Does Alabama have city income tax?
Some cities charge an occupational tax on wages, for example Birmingham at 1%.
Rates last updated: October 2026. This is an estimate and does not include credits, benefits or W-4 changes. Official source: Alabama Department of Revenue.