Inflation Calculator

See how inflation changes what money can buy. Enter an amount, a number of years and an expected yearly inflation rate.

Example inflation results

$1,000 for 20 years at 3%$1,806
$100,000 for 30 years at 3%$242,726
$50 for 10 years at 4%$74

How this calculator works

Prices grow by the inflation rate each year, so the future cost is the amount times one plus the rate, raised to the number of years. The buying power of the same money is the reverse. Real inflation changes from year to year, so this uses one steady rate.

FAQ

What inflation rate should I use?

Long-run US inflation has often been around 2 to 3 percent. Use your own estimate.

Does inflation hurt savings?

If your savings earn less than inflation, your buying power falls.

Is this the CPI?

No. This is a simple projection at a rate you choose.

Rates and limits last updated: October 2026. This is an estimate for general information only, not financial, tax or legal advice.

More calculators

Down Payment

Down payment and monthly cost

Savings

Savings growth with APY

Roth IRA

Tax-free retirement growth

Overtime Pay

Time and a half

See all calculators