Minnesota Paycheck Calculator (2026)
Estimate your Minnesota take-home pay after federal income tax, Social Security, Medicare, Minnesota income tax and the new Paid Leave premium.
Minnesota income tax and Paid Leave in 2026
Minnesota has four income tax brackets from 5.35% to 9.85%. Single filers pay 6.8% above $33,310 and 7.85% above $109,430. The standard deduction is $15,300 single and $30,600 married in this calculator.
Minnesota Paid Leave started in 2026. The total premium is about 0.88% of wages, split between employer and employee, so the employee share is estimated at 0.44% up to the Social Security wage base. High earners may have a reduced standard deduction, which is not modeled.
Example take-home pay in Minnesota
Single filer, no 401(k), paid every 2 weeks:
Minnesota income tax brackets for 2026
These are the rates applied to your Minnesota taxable income, which is your pay after the deductions and exemptions described above.
| Single filers | Rate | Married filing jointly | Rate |
|---|---|---|---|
| Up to $33,310 | 5.35% | Up to $48,700 | 5.35% |
| $33,310 to $109,430 | 6.8% | $48,700 to $193,480 | 6.8% |
| $109,430 to $203,150 | 7.85% | $193,480 to $337,930 | 7.85% |
| Over $203,150 | 9.85% | Over $337,930 | 9.85% |
Minnesota take-home pay at different salaries
Estimated yearly figures for a single filer with no 401(k), using the same rules as the calculator above.
| Salary | Federal tax | Social Security + Medicare | Minnesota taxes | Take-home / year | Every 2 weeks | Total tax rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $918 | $25,367 | $976 | 15.4% |
| $50,000 | $3,820 | $3,825 | $2,097 | $40,258 | $1,548 | 19.5% |
| $75,000 | $7,670 | $5,738 | $3,907 | $57,686 | $2,219 | 23.1% |
| $100,000 | $13,170 | $7,650 | $5,717 | $73,463 | $2,826 | 26.5% |
| $150,000 | $24,734 | $11,475 | $9,602 | $104,189 | $4,007 | 30.5% |
How to keep more of your paycheck in Minnesota
On a $60,000 salary, putting 5% ($3,000) into a traditional 401(k) reduces your yearly take-home pay by about $2,436 (roughly $94 less every 2 weeks). That is less than the full $3,000 because the contribution saves about $360 in federal income tax and about $204 in Minnesota tax. The tax you avoid stays in your pocket instead of going to the government.
Filing status also matters. A married couple filing jointly with one $60,000 income takes home about $50,733 a year in Minnesota, compared with $47,569 for a single filer, mostly because of the larger standard deduction and wider tax brackets.
How this calculator works
We subtract your 401(k) contribution and the 2026 standard deduction ($16,100 single, $32,200 married filing jointly), then apply the 2026 federal brackets (IRS Rev. Proc. 2025-32). Social Security is 6.2% up to $184,500 of pay, and Medicare is 1.45% (plus 0.9% on high pay). Minnesota applies its standard deduction and four brackets. The Paid Leave premium is shown as a separate payroll line.
Minnesota paycheck questions
What are Minnesota's income tax rates?
5.35%, 6.8%, 7.85% and 9.85%.
What is Minnesota Paid Leave?
A new program that began in 2026 and is funded by employee and employer premiums.
Does Minnesota have local income tax?
No.
Rates last updated: October 2026. This is an estimate and does not include credits, benefits or W-4 changes. Official source: Minnesota Department of Revenue.