Mississippi Paycheck Calculator (2026)
Estimate your Mississippi take-home pay after federal income tax, Social Security, Medicare and Mississippi's 4% income tax.
Mississippi income tax in 2026
Mississippi is phasing out its income tax. For 2026 the rate is 4% on taxable income above $10,000, and the first $10,000 is taxed at 0%.
The state standard deduction is $2,300 for single filers and $4,600 for married couples, and the personal exemption is $6,000 single or $12,000 married. The legislature plans further rate cuts, so check for updates.
Example take-home pay in Mississippi
Single filer, no 401(k), paid every 2 weeks:
Mississippi income tax brackets for 2026
These are the rates applied to your Mississippi taxable income, which is your pay after the deductions and exemptions described above.
| Single filers | Rate | Married filing jointly | Rate |
|---|---|---|---|
| Up to $10,000 | 0% | Up to $10,000 | 0% |
| Over $10,000 | 4% | Over $10,000 | 4% |
Mississippi take-home pay at different salaries
Estimated yearly figures for a single filer with no 401(k), using the same rules as the calculator above.
| Salary | Federal tax | Social Security + Medicare | Mississippi taxes | Take-home / year | Every 2 weeks | Total tax rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $468 | $25,817 | $993 | 13.9% |
| $50,000 | $3,820 | $3,825 | $1,268 | $41,087 | $1,580 | 17.8% |
| $75,000 | $7,670 | $5,738 | $2,268 | $59,325 | $2,282 | 20.9% |
| $100,000 | $13,170 | $7,650 | $3,268 | $75,912 | $2,920 | 24.1% |
| $150,000 | $24,734 | $11,475 | $5,268 | $108,523 | $4,174 | 27.7% |
How to keep more of your paycheck in Mississippi
On a $60,000 salary, putting 5% ($3,000) into a traditional 401(k) reduces your yearly take-home pay by about $2,520 (roughly $97 less every 2 weeks). That is less than the full $3,000 because the contribution saves about $360 in federal income tax and about $120 in Mississippi tax. The tax you avoid stays in your pocket instead of going to the government.
Filing status also matters. A married couple filing jointly with one $60,000 income takes home about $51,234 a year in Mississippi, compared with $48,722 for a single filer, mostly because of the larger standard deduction and wider tax brackets.
How this calculator works
We subtract your 401(k) contribution and the 2026 standard deduction ($16,100 single, $32,200 married filing jointly), then apply the 2026 federal brackets (IRS Rev. Proc. 2025-32). Social Security is 6.2% up to $184,500 of pay, and Medicare is 1.45% (plus 0.9% on high pay). Mississippi subtracts its standard deduction and exemption, then taxes income above $10,000 at 4%.
Mississippi paycheck questions
What is the Mississippi income tax rate?
4% on taxable income above $10,000 for 2026.
Will it go lower?
Mississippi law schedules further reductions in coming years.
Are there local income taxes?
No.
Rates last updated: October 2026. This is an estimate and does not include credits, benefits or W-4 changes. Official source: Mississippi Department of Revenue.