Missouri Paycheck Calculator (2026)
Estimate your Missouri take-home pay after federal income tax, Social Security, Medicare, Missouri state tax and an optional city earnings tax.
Missouri income tax in 2026
Missouri taxes income in small brackets that reach a top rate of 4.7%. After the standard deduction, almost all of a typical salary is taxed at that top rate. The 2026 Missouri withholding formula uses a standard deduction of $16,100 for single filers and $32,200 for married couples where the spouse does not work.
Kansas City and St. Louis also charge a 1% earnings tax on wages. If you live or work there, enter 1 in the city box. Other Missouri cities have no earnings tax.
Example take-home pay in Missouri
Single filer, no 401(k), paid every 2 weeks with no city tax:
Missouri income tax brackets for 2026
These are the rates applied to your Missouri taxable income, which is your pay after the deductions and exemptions described above.
| Single filers | Rate | Married filing jointly | Rate |
|---|---|---|---|
| Up to $1,348 | 0% | Up to $1,348 | 0% |
| $1,348 to $2,696 | 2% | $1,348 to $2,696 | 2% |
| $2,696 to $4,044 | 2.5% | $2,696 to $4,044 | 2.5% |
| $4,044 to $5,392 | 3% | $4,044 to $5,392 | 3% |
| $5,392 to $6,740 | 3.5% | $5,392 to $6,740 | 3.5% |
| $6,740 to $8,088 | 4% | $6,740 to $8,088 | 4% |
| $8,088 to $9,436 | 4.5% | $8,088 to $9,436 | 4.5% |
| Over $9,436 | 4.7% | Over $9,436 | 4.7% |
Missouri take-home pay at different salaries
Estimated yearly figures for a single filer with no 401(k), using the same rules as the calculator above.
| Salary | Federal tax | Social Security + Medicare | Missouri taxes | Take-home / year | Every 2 weeks | Total tax rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $473 | $25,812 | $993 | 14% |
| $50,000 | $3,820 | $3,825 | $1,413 | $40,942 | $1,575 | 18.1% |
| $75,000 | $7,670 | $5,738 | $2,588 | $59,005 | $2,269 | 21.3% |
| $100,000 | $13,170 | $7,650 | $3,763 | $75,417 | $2,901 | 24.6% |
| $150,000 | $24,734 | $11,475 | $6,113 | $107,678 | $4,141 | 28.2% |
How to keep more of your paycheck in Missouri
On a $60,000 salary, putting 5% ($3,000) into a traditional 401(k) reduces your yearly take-home pay by about $2,499 (roughly $96 less every 2 weeks). That is less than the full $3,000 because the contribution saves about $360 in federal income tax and about $141 in Missouri tax. The tax you avoid stays in your pocket instead of going to the government.
Filing status also matters. A married couple filing jointly with one $60,000 income takes home about $51,444 a year in Missouri, compared with $48,507 for a single filer, mostly because of the larger standard deduction and wider tax brackets.
How this calculator works
We subtract your 401(k) contribution and the 2026 standard deduction ($16,100 single, $32,200 married filing jointly), then apply the 2026 federal brackets (IRS Rev. Proc. 2025-32). Social Security is 6.2% up to $184,500 of pay, and Medicare is 1.45% (plus 0.9% on high pay). Missouri's low brackets are indexed each year, so the lowest bracket thresholds here are estimates, but they affect only the first few thousand dollars of taxable income.
Missouri paycheck questions
What is Missouri's top income tax rate?
4.7% for 2026. It applies to taxable income above roughly $9,400, so most workers pay it on nearly all of their taxable pay.
What is the Missouri standard deduction?
$16,100 for single filers and $32,200 for married filing jointly, matching the federal amounts.
Do Kansas City and St. Louis have an extra tax?
Yes. Both charge a 1% earnings tax on wages. Enter 1 in the city box to include it.
Rates last updated: October 2026. This is an estimate and does not include credits, benefits or W-4 changes. Official source: Missouri Department of Revenue.