North Dakota Paycheck Calculator (2026)
Estimate your North Dakota take-home pay after federal income tax, Social Security, Medicare and North Dakota's low income tax.
North Dakota income tax in 2026
North Dakota has one of the lowest income taxes in the country. Income up to $48,475 (single) or $80,975 (married) is taxed at 0%, then 1.95% to $244,825 or $298,075, and 2.5% above that.
The state starts from federal taxable income, so the federal standard deduction applies. Many middle-income workers pay little or no state income tax.
Example take-home pay in North Dakota
Single filer, no 401(k), paid every 2 weeks:
North Dakota income tax brackets for 2026
These are the rates applied to your North Dakota taxable income, which is your pay after the deductions and exemptions described above.
| Single filers | Rate | Married filing jointly | Rate |
|---|---|---|---|
| Up to $48,475 | 0% | Up to $80,975 | 0% |
| $48,475 to $244,825 | 1.95% | $80,975 to $298,075 | 1.95% |
| Over $244,825 | 2.5% | Over $298,075 | 2.5% |
North Dakota take-home pay at different salaries
Estimated yearly figures for a single filer with no 401(k), using the same rules as the calculator above.
| Salary | Federal tax | Social Security + Medicare | North Dakota taxes | Take-home / year | Every 2 weeks | Total tax rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $0 | $26,285 | $1,011 | 12.4% |
| $50,000 | $3,820 | $3,825 | $0 | $42,355 | $1,629 | 15.3% |
| $75,000 | $7,670 | $5,738 | $203 | $61,389 | $2,361 | 18.1% |
| $100,000 | $13,170 | $7,650 | $691 | $78,489 | $3,019 | 21.5% |
| $150,000 | $24,734 | $11,475 | $1,666 | $112,125 | $4,313 | 25.2% |
How to keep more of your paycheck in North Dakota
On a $60,000 salary, putting 5% ($3,000) into a traditional 401(k) reduces your yearly take-home pay by about $2,640 (roughly $102 less every 2 weeks). That is less than the full $3,000 because the contribution saves about $360 in federal income tax (there is no extra North Dakota tax saving at this income). The tax you avoid stays in your pocket instead of going to the government.
Filing status also matters. A married couple filing jointly with one $60,000 income takes home about $52,570 a year in North Dakota, compared with $50,390 for a single filer, mostly because of the larger standard deduction and wider tax brackets.
How this calculator works
We subtract your 401(k) contribution and the 2026 standard deduction ($16,100 single, $32,200 married filing jointly), then apply the 2026 federal brackets (IRS Rev. Proc. 2025-32). Social Security is 6.2% up to $184,500 of pay, and Medicare is 1.45% (plus 0.9% on high pay). North Dakota starts from federal taxable income, so the same standard deduction applies, followed by the low state rates.
North Dakota paycheck questions
What is the North Dakota income tax rate?
0%, 1.95% or 2.5% depending on income.
Is there local income tax?
No.
Do I pay state tax on a $60,000 salary?
Often very little or none, since taxable income falls under the zero-rate amount.
Rates last updated: October 2026. This is an estimate and does not include credits, benefits or W-4 changes. Official source: North Dakota Office of State Tax Commissioner.