Arizona Paycheck Calculator (2026)
Estimate your Arizona take-home pay after federal income tax, Social Security, Medicare and Arizona's flat 2.5% income tax.
Arizona flat income tax in 2026
Arizona has a flat income tax rate of 2.5%, one of the lowest in the country. The state follows the federal standard deduction, which is $16,100 for single filers and $32,200 for married couples filing jointly in 2026.
Arizona has no local income tax on wages. Because the rate is flat and low, most workers keep a larger share of each paycheck than in neighbouring California.
Example take-home pay in Arizona
Single filer, no 401(k), paid every 2 weeks:
Arizona income tax brackets for 2026
These are the rates applied to your Arizona taxable income, which is your pay after the deductions and exemptions described above.
| Single filers | Rate | Married filing jointly | Rate |
|---|---|---|---|
| Over $0 | 2.5% | Over $0 | 2.5% |
Arizona take-home pay at different salaries
Estimated yearly figures for a single filer with no 401(k), using the same rules as the calculator above.
| Salary | Federal tax | Social Security + Medicare | Arizona taxes | Take-home / year | Every 2 weeks | Total tax rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $348 | $25,938 | $998 | 13.5% |
| $50,000 | $3,820 | $3,825 | $848 | $41,508 | $1,596 | 17% |
| $75,000 | $7,670 | $5,738 | $1,473 | $60,120 | $2,312 | 19.8% |
| $100,000 | $13,170 | $7,650 | $2,098 | $77,083 | $2,965 | 22.9% |
| $150,000 | $24,734 | $11,475 | $3,348 | $110,444 | $4,248 | 26.4% |
How to keep more of your paycheck in Arizona
On a $60,000 salary, putting 5% ($3,000) into a traditional 401(k) reduces your yearly take-home pay by about $2,565 (roughly $99 less every 2 weeks). That is less than the full $3,000 because the contribution saves about $360 in federal income tax and about $75 in Arizona tax. The tax you avoid stays in your pocket instead of going to the government.
Filing status also matters. A married couple filing jointly with one $60,000 income takes home about $51,875 a year in Arizona, compared with $49,293 for a single filer, mostly because of the larger standard deduction and wider tax brackets.
How this calculator works
We subtract your 401(k) contribution and the 2026 standard deduction ($16,100 single, $32,200 married filing jointly), then apply the 2026 federal brackets (IRS Rev. Proc. 2025-32). Social Security is 6.2% up to $184,500 of pay, and Medicare is 1.45% (plus 0.9% on high pay). Arizona uses the federal standard deduction and a flat 2.5% rate.
Arizona paycheck questions
What is the Arizona income tax rate?
A flat 2.5% for 2026.
Does Arizona have local income tax?
No.
Does Arizona use the federal standard deduction?
Yes, Arizona conforms to the federal standard deduction.
Rates last updated: October 2026. This is an estimate and does not include credits, benefits or W-4 changes. Official source: Arizona Department of Revenue.
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